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  • 3070 Bristol St #400, Costa Mesa, CA 92626 - 1(800) 208-7380

Loan Products

What We Provide

RPF Offers a Wide Range of Exceptional Products

Royal Pacific Funding provides both conventional and government products to its partners, giving them more options to grow their own platforms and lend competitively to attract more borrowers. RPF offers products that make it simple with minimal overlays and straightforward guidelines.

Conventional Products

Fannie Mae

  • Standard LTVs up to 97%
  • Conforming and High-Balance Loan Amounts
  • Delegated Underwriting and Closing
  • Fixed Rates Only
  • Very Competitive Pricing
  • 620 Minimum Credit Score

Freddie Mac

  • Standard LTVs up to 97%
  • Conforming and Super-Conforming Loan Amounts
  • Delegated Underwriting and Closing
  • Fixed Rates Only
  • Very Competitive Pricing
  • 620 Minimum Credit Score

Government Products

FHA

  • Purchase LTV up to 96.5%
  • No Cash Out LTV up to 97.75%
  • High-Balance Loan Amounts Available
  • No DTI restrictions with AUS Approval
  • No Manual Underwriting
  • 620 Minimum Credit Score
  • Streamline Refinance Available

VA

  • Purchase LTV up to 100%
  • VA Cash Out up to 90% LTV
  • High-Balance Loan Amounts Available
  • No DTI restrictions with AUS approval
  • No Manual Underwriting
  • 620 Minimum Credit Score
  • VA IRRRL Refinance Available
Equal Housing Lender | Copyright © 2020 Royal Pacific Funding | 3070 Bristol Street, Suite 400, Costa Mesa, CA 92626 | 877.267.1056 | NMLS ID# 320004, BRE# 01403107. Program rates and parameters are subject to change without notice. Turn times are estimates and are not warranted or guaranteed. Turn time estimates are subject to change without notice at Royal Pacific Funding’s sole discretion. Intended for use by real estate and lending professionals only and not for distribution to consumers.