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Get in touch

4000 MacArthur Blvd., West Tower – 7th Floor, Newport Beach, CA 92660
[email protected]

Loan Products

What We Provide

RPF Offers a Wide Range of Exceptional Products

Royal Pacific Funding provides both conventional and government products to its partners, giving them more options to grow their own platforms and lend competitively to attract more borrowers. RPF offers products that make it simple with minimal overlays and straightforward guidelines.

Conventional Products

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Fannie Mae

Standard LTVs up to 97%
Conforming and High-Balance Loan Amounts
Delegated Underwriting and Closing
Fixed Rates Only
Very Competitive Pricing
620 Minimum Credit Score

Freddie Mac

Standard LTVs up to 97%
Conforming and Super-Conforming Loan Amounts
Delegated Underwriting and Closing
Fixed Rates Only
Very Competitive Pricing
620 Minimum Credit Score

Government Products

FHA

FHA

Purchase LTV up to 96.5%
No Cash Out LTV up to 97.75%
High-Balance Loan Amounts Available
No DTI restrictions with AUS Approval
No Manual Underwriting
580 Minimum Credit Score
Streamline Refinance Available

VA

Purchase LTV up to 100%
VA Cash Out up to 90% LTV
High-Balance Loan Amounts Available
No DTI restrictions with AUS approval
No Manual Underwriting
620 Minimum Credit Score
VA IRRRL Refinance Available

4000 MacArthur Blvd.,
West Tower – 7th Floor,
Newport Beach, CA 92660 [email protected]
(949) 771-2300

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Conventional Loan Products

Government Loan Products

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Equal Housing Lender | Copyright © 2021 Royal Pacific Funding | 4000 MacArthur Blvd., West Tower – 7th Floor, Newport Beach, CA 92660 | 877.267.1056 | NMLS ID# 320004, BRE# 01403107. Program rates and parameters are subject to change without notice. Turn times are estimates and are not warranted or guaranteed. Turn time estimates are subject to change without notice at Royal Pacific Funding’s sole discretion. Intended for use by real estate and lending professionals only and not for distribution to consumers.